One affordable monthly payment, usually
for five years
No uncertainty: you know how much you
have to pay and for how long
The unpaid balance of your debts is
written off
Potentially avoids bankruptcy
Protects you from further action by
your creditors
Your creditors are legally bound by
the terms of the agreement
Find a solution to your debt problems today
Subject to eligibility and acceptance. Debt write off applies only on completion of an IVA, alternative solutions may be offered. Initial advice is free, fees payable for continuing services. Your ability to obtain credit will be affected for 6 years. Homeowners may be required to release the equity in their property. Calls may be recorded.