Freeman Jones The real alternative to bankruptcy and debt problems  
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Freeman Jones The real alternative to bankruptcy and debt problems
Freeman Jones The real alternative to bankruptcy and debt problems
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Freeman Jones real alternative to bankruptcy, Individual Voluntary Arrangements, IVA
 
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All kinds of people, whether employed, business professionals or even retired, get into debt for all sorts of reasons. For many, it isn't simply a case of poor financial management; it can be a result of unforeseen circumstances such as redundancy or divorce. Paying off these debts becomes increasingly difficult as the amounts owed continue to mount up.

Although everyone's circumstances are different, many of our clients have several things in common. If, like them, you can answer 'Yes' to the questions below, you should contact us without delay.

 
     
Are you using credit cards for normal day-to-day spending, but not repaying the amounts in full each month?   Are you using credit cards for normal day-to-day spending, but not repaying the amounts in full each month?
Are you consolidating your debts with further loans, yet still continuing to use your credit cards?   Are you consolidating your debts with further loans, yet still continuing to use your credit cards?
Are you taking out even more credit because it's the only way you can meet your living expenses?   Are you taking out even more credit because it's the only way you can meet your living expenses?
Are you ignoring letters from your creditors or afraid to answer the phone?   Are you ignoring letters from your creditors or afraid to answer the phone?
 

 

 
  Only by asking for expert advice immediately can you take the first steps to solving your debt problems and potentially avoid bankruptcy.  
     
     
 

Key information

  • What fees are involved? Depending on your situation, you may be advised to enter a specific debt solution. If you do, fees will be charged. We're one of the longest-established debt solution providers in the UK and aim to provide the very best customer service along with excellent value for money to ensure our fees remain competitive. Click here to read about our fees »
  • Will it affect my credit rating? Your ability to obtain credit will be affected for 6 years.
  • What if I change my mind? Remember, you are not obliged to enter a solution. If you do, and you change your mind, you have a right to cancel your agreement with us at any time during the first 14 days of its term.
 
 
Subject to eligibility and acceptance. Debt write off applies to unsecured debts and only on completion of an IVA, alternative solutions may be offered. Homeowners may be required to release the equity in their property. Calls may be recorded and are usually free from UK landlines. Mobile phone users costs may vary and should check with their network provider.


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