How we help you
- September 2012
- August 2012
- July 2012
- June 2012
August 2012
How long will an IVA affect my credit rating?
An IVA would affect your credit rating for six years, but it would also help you to get out of debt.
Read moreWhat is the budget allowance on an IVA?
Freeman Jones can look at your income and expenditure and tell you what you could expect your budget allowance to be during an IVA.
Read moreWhat should I do if a bailiff or debt collector calls at my door?
Debt collectors and bailiffs arent the same thing - and they can't operate in the same way to recover the money you owe.
Read moreDoes my bank have the 'right to offset' during an IVA?
Your bank account provider could enforce their right to offset during your IVA if you owe money to them.
Read moreHow flexible is an IVA?
If your financial circumstances change during your IVA, you may need to ask for an IVA variation.
Read moreCan I pay into a pension while I'm on an IVA?
You can pay a reasonable amount of your wage into a pension while you're on an IVA with Freeman Jones.
Read moreCould I qualify for an IVA if I'm claiming benefits?
If you claim benefits, you could still qualify for an IVA, but if benefits are your only income, there might well be a better alternative.
Read moreCan an IVA protect me from bankruptcy?
There are a number of disadvantages to bankruptcy that could be avoided with an IVA.
Read moreWill an IVA freeze interest on my debts?
If you are eligible for an IVA it could help you with your debts in a number of ways.
Read moreHow does an IVA really work?
An IVA could help you deal with your unsecured debts.
Read moreWhat are the pros and cons of entering an IVA?
An IVA can help you tackle your unmanageable debts, but there are disadvantages too.
Read moreCan store card debts be included in an IVA?
An IVA could help you to repay unsecured debts like overdrafts, credit cards and store cards affordably - and write off what you can't afford.
Read more
It's good to know:
- We negotiate with the UK's major lenders and retailers
- We pride ourselves on our approach to great customer service
- Each month 1000s of people are benefiting from our help
To find other sources of free advice visit Money Helper. It's here to listen and give free, impartial, trusted guidance. Based around you and backed by government.
Subject to eligibility and acceptance. Fees Payable. Debt write off applies to unsecured debts only and on completion of an IVA, alternative solutions may be offered. If your IVA fails, it could lead to Bankruptcy. Your ability to obtain credit will be affected for at least 6 years. Homeowners may be required to release the equity in their property.