We know it can be stressful wondering where you're going to find the money for all that eating, drinking and making merry. But living on an IVA doesn't have to mean Christmas is cancelled. Read article
You could have an IVA if you're retired, as long as you have a reasonable regular income and significant unsecured debts that you can't repay. Read article
The cost of raising a child to 18 is estimated to be as much as £143,000 - and in the current economic crisis, many parents could be taking on debt they can't afford. Read article
An IVA would affect your credit rating for six years, but it would also help you to get out of debt. Read article
Freeman Jones can look at your income and expenditure and tell you what you could expect your budget allowance to be during an IVA. Read article
Debt collectors and bailiffs arent the same thing - and they can't operate in the same way to recover the money you owe. Read article
To find other sources of free advice visit Money Helper. It's here to listen and give free, impartial, trusted guidance. Based around you and backed by government.
Subject to eligibility and acceptance. Fees Payable. Debt write off applies to unsecured debts only and on completion of an IVA, alternative solutions may be offered. If your IVA fails, it could lead to Bankruptcy. Your ability to obtain credit will be affected for at least 6 years. Homeowners may be required to release the equity in their property.