We know it can be stressful wondering where you're going to find the money for all that eating, drinking and making merry. But living on an IVA doesn't have to mean Christmas is cancelled. Read article
To start an IVA, you'll need to provide certain documents to prove it's a suitable solution for your circumstances. Read article
An IVA can take anywhere from a few weeks to a couple of months to set up. Read article
Your IVA will have to be arranged by a qualified Insolvency Practitioner. Read article
An Insolvency Practitioner will arrange your IVA for you - and help you make it a success. Read article
An IVA could help you repay a significant amount of unsecured debt in an agreed timeframe - and could help you keep on top of your priority bills too. Read article
To find other sources of free advice visit Money Helper. It's here to listen and give free, impartial, trusted guidance. Based around you and backed by government.
Subject to eligibility and acceptance. Fees Payable. Debt write off applies to unsecured debts only and on completion of an IVA, alternative solutions may be offered. If your IVA fails, it could lead to Bankruptcy. Your ability to obtain credit will be affected for at least 6 years. Homeowners may be required to release the equity in their property.