We know it can be stressful wondering where you're going to find the money for all that eating, drinking and making merry. But living on an IVA doesn't have to mean Christmas is cancelled. Read article
IVA payments can change if your circumstances change - and this can affect how long your IVA lasts. Find out more here. Read article
IVAs and debt management plans are suitable for people in different financial circumstances. Read article
Whether or not you're a homeowner shouldn't affect your eligibility for an IVA. Read article
An IVA and a debt consolidation loan are two approaches designed to help borrowers in very different situations. Read article
Different debt solutions are suitable for people in different circumstances. If an IVA isn't suitable for you, there may be alternatives. Read article
To find other sources of free advice visit Money Helper. It's here to listen and give free, impartial, trusted guidance. Based around you and backed by government.
Subject to eligibility and acceptance. Fees Payable. Debt write off applies to unsecured debts only and on completion of an IVA, alternative solutions may be offered. If your IVA fails, it could lead to Bankruptcy. Your ability to obtain credit will be affected for at least 6 years. Homeowners may be required to release the equity in their property.