You could have an IVA if you're retired, as long as you have a reasonable regular income and significant unsecured debts that you can't repay. Read article
Is an IVA right for me?
Firstly, please tell us a few details about your situation:
Apply for an IVA
Tell us what kind of debt problems you're facing - and we can tell you if an IVA looks like the best way for you to get out of debt.
Even if an IVA isn't the best approach, our experts can explain your options and put you in touch with people who specialise in other debt solutions.
Key facts and information about IVAs
If you choose to take out an IVA, fees will be applicable. To read the key facts about our services and fees and discover how they work click here.
Download the Insolvency Service guide to dealing with creditors.
Read here for information about our Complaints Procedure and referring a complaint to the Financial Ombudsman Service.
To find out more about managing your money and getting free debt advice, visit Money Advice Service, an independent service set up to help people manage their money.
Subject to eligibility and acceptance. Fees Payable. Debt write off applies to unsecured debts only and on completion of an IVA, alternative solutions may be offered. If your IVA fails, it could lead to Bankruptcy. Your ability to obtain credit will be affected for at least 6 years. Homeowners may be required to release the equity in their property.
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