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An IVA is designed to help clear all your unsecured debts. Such as personal loans, credit cards and store cards. Without resorting to bankruptcy.

IVAs can freeze your interest and charges and reduce your monthly repayments to an amount you can afford.

Once you're in an IVA, you won't need to deal with your lenders anymore and they won't be allowed to take legal action against you.

Firstly, please tell us a few details about your situation:
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Apply for an IVA

Tell us what kind of debt problems you're facing - and we can tell you if an IVA looks like the best way for you to get out of debt.

Even if an IVA isn't the best approach, our experts can explain your options and put you in touch with people who specialise in other debt solutions.

Key facts and information about IVAs

If you choose to take out an IVA, fees will be applicable. To read the key facts about our services and fees and discover how they work click here.

Subject to eligibility and acceptance. Fees Payable. Debt write off applies to unsecured debts only and on completion of an IVA, alternative solutions may be offered. If your IVA fails, it could lead to Bankruptcy. Your ability to obtain credit will be affected for 6 years. Homeowners may be required to release the equity in their property. Telephone calls may be recorded for training and quality purposes.

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"I would happily recommend Freeman Jones to friends and family who needed financial help in the future."
B Humphreys, Kent

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