Useful guides to download

Here are a few guides to help you find out more about IVAs and managing your finances in general.

Guide to IVAs

Our simple guide to Individual Voluntary Arrangements (IVAs) tells you the things you should know when considering an IVA.

Download our IVA guide

Budget planner

Our useful budget planner can help you see where you can make those ever helpful savings each month.

Download our Budget Planner

Insolvency Service guide to dealing with debt

This guide is written by the Regulators of the UK insolvency profession - The Insolvency Service.

Download the Insolvency Service 'Guide to IVAs'

The forum is a useful resource where you can learn more about the experiences of other people with IVAs.

Is an IVA right for me?

Complete the form and a friendly advisor will call you back to discuss the best way forward.

Select your employment status 
Select country of residence 
Enter valid name 
Enter valid Telephone number 
Enter valid Email 

It's good to know:
  • We negotiate with the UK's major lenders and retailers
  • We pride ourselves on our approach to great customer service
  • Each month 1000s of people are benefiting from our help

To find other sources of free advice visit Money Helper. It's here to listen and give free, impartial, trusted guidance. Based around you and backed by government.

Subject to eligibility and acceptance. Fees Payable. Debt write off applies to unsecured debts only and on completion of an IVA, alternative solutions may be offered. If your IVA fails, it could lead to Bankruptcy. Your ability to obtain credit will be affected for at least 6 years. Homeowners may be required to release the equity in their property.