We know it can be stressful wondering where you're going to find the money for all that eating, drinking and making merry. But living on an IVA doesn't have to mean Christmas is cancelled. Read article
If you are eligible for an IVA it could help you with your debts in a number of ways. Read article
An IVA could help you deal with your unsecured debts. Read article
An IVA can help you tackle your unmanageable debts, but there are disadvantages too. Read article
An IVA could help you to repay unsecured debts like overdrafts, credit cards and store cards affordably - and write off what you can't afford. Read article
An IVA should include all of your unsecured debts, including car loans, and HP agreements can continue at your lenders' discretion. Read article
To find out more about managing your money and getting free debt advice, visit Money Advice Service, an independent service set up to help people manage their money.
Subject to eligibility and acceptance. Fees Payable. Debt write off applies to unsecured debts only and on completion of an IVA, alternative solutions may be offered. If your IVA fails, it could lead to Bankruptcy. Your ability to obtain credit will be affected for at least 6 years. Homeowners may be required to release the equity in their property.