IVA Advice Centre

Surviving Christmas on an IVA

We know it can be stressful wondering where you're going to find the money for all that eating, drinking and making merry. But living on an IVA doesn't have to mean Christmas is cancelled. Read article

Can IVA payments change?

IVA payments can change if your circumstances change - and this can affect how long your IVA lasts. Find out more here. Read article

What's the difference between an IVA and a debt management plan?

IVAs and debt management plans are suitable for people in different financial circumstances. Read article

Can I enter an IVA if I don't own a house?

Whether or not you're a homeowner shouldn't affect your eligibility for an IVA. Read article

What's the difference between an IVA and debt consolidation?

An IVA and a debt consolidation loan are two approaches designed to help borrowers in very different situations. Read article

What if an IVA isn't suitable for me?

Different debt solutions are suitable for people in different circumstances. If an IVA isn't suitable for you, there may be alternatives. Read article

It's good to know:
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To find other sources of free advice visit Money Helper. It's here to listen and give free, impartial, trusted guidance. Based around you and backed by government.

Subject to eligibility and acceptance. Fees Payable. Debt write off applies to unsecured debts only and on completion of an IVA, alternative solutions may be offered. If your IVA fails, it could lead to Bankruptcy. Your ability to obtain credit will be affected for at least 6 years. Homeowners may be required to release the equity in their property.