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IVA Advice Centre

Surviving Christmas on an IVA

We know it can be stressful wondering where you're going to find the money for all that eating, drinking and making merry. But living on an IVA doesn't have to mean Christmas is cancelled. Read article

Who is involved in an IVA?

Here we'll look at who exactly is involved in the IVA process, from start to finish. Read article

IVA and bankruptcy - a comparison

IVAs and bankruptcy are similar in some ways - but very different in others. Read article

How much will I have to pay into my IVA each month?

The amount you pay into an IVA each month depends on how much 'disposable income' you have. Read article

Could an IVA be right for me?

An IVA could help you to write off unsecured debt that you cannot afford, but there are a few things to consider before you apply. Read more here. Read article

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To find other sources of free advice visit Money Helper. It's here to listen and give free, impartial, trusted guidance. Based around you and backed by government.

Subject to eligibility and acceptance. Fees Payable. Debt write off applies to unsecured debts only and on completion of an IVA, alternative solutions may be offered. If your IVA fails, it could lead to Bankruptcy. Your ability to obtain credit will be affected for at least 6 years. Homeowners may be required to release the equity in their property.